Accept Litecoin payments
FOR MERCHANTS
Accept Litecoin payments
Sub-cent fees. 2.5-minute confirmations. Ten-plus years of network reliability. Litecoin is one of the most practical cryptocurrencies for actual merchant payments. Here are the tools.
Litecoin is well-suited for merchant payments. Transaction fees are typically sub-cent, block time is 2.5 minutes (vs Bitcoin's 10), and the network has operated reliably since 2011. Merchants can accept Litecoin payments via self-hosted solutions (BTCPay Server — open source, non-custodial) or hosted processors (OpenNode, CoinGate, CoinPayments — custodial with automatic fiat conversion). Each approach has different custody, fee, and complexity tradeoffs. LTC payments arrive directly at the merchant's self-custody address when using self-hosted tools like BTCPay Server configured with a Lite Wallet receive address.
Payment processors
| Feature | Processor | Custody | Fee | Fiat conversion |
|---|---|---|---|---|
| BTCPay Server (self-hosted) | Non-custodial | Free (self-hosted) | Optional (via plugins) | |
| OpenNode | Custodial | ~1% | Automatic | |
| CoinGate | Custodial | ~1% | Automatic | |
| CoinPayments | Custodial | ~0.5% | Optional | |
| Direct (Lite Wallet address) | Non-custodial (self) | Free | Manual |
BTCPay Server (self-hosted)
OpenNode
CoinGate
CoinPayments
Direct (Lite Wallet address)
BTCPay Server + Lite Wallet
BTCPay Server is an open-source self-hosted payment processor supporting Bitcoin and Litecoin (among others). You run your own instance (Docker, on a VPS or home server), configure it with a Lite Wallet xpub (extended public key) from a receive-only Lite Wallet wallet, and embed BTCPay Server payment widgets on your checkout. When a customer pays, LTC goes directly to addresses derived from your xpub — meaning Lite Wallet holds the private keys, not any third party. This is the strongest merchant setup: no processor fees, no custody intermediary, no dependency on a hosted service that could disappear. The tradeoff is operational: you run infrastructure. For merchants where that's tolerable, BTCPay + Lite Wallet is the cleanest stack.